Privacy Policy

Privacy Policy

Introduction

Welcome to https://best-medical-insurance-plans.insuranceandinvestmentnews.com (hereinafter referred to as “BMIP,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of data in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CPPA) and its updated version, the California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our platform. These entities have their own privacy policies governing data collection and usage, so we encourage you to review them before using such services.

Processing Activities

This Privacy Policy guides how we interact with users when:

  1. You use any of our applications, sign up for an account, or access our services as an authorized user.
  2. You visit our websites linked to this policy.
  3. You receive communications from us, including newsletters, promotional emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to enhance your experience and provide tailored services. The categories of data we gather include:

  1. Account Information: Details required to create and manage your user account, such as usernames, passwords, email addresses, and profile pictures.
  2. Payment Information: Data related to transactions, including payment method details, billing addresses, and order history.
  3. Financial Information: This may include bank account numbers, investment portfolios, or other financial records, when you choose to share them for specific services.
  4. Purchase Information: Details of products or services you’ve purchased from us, along with any associated communication.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data collected through our applications.
  6. Location Data: Geolocation information provided when you use our location-based services.
  7. Feedback: Reviews, ratings, and comments you share with us regarding our products or services.
  8. Social Media Information: If you choose to log in via social media accounts, we may collect data from those platforms as permitted by your privacy settings.
  9. Product Information: Details about the insurance plans or financial products you show interest in or purchase.

We obtain this data through various means, including direct user input, automated technologies (such as cookies and device fingerprinting), and third-party service providers who assist us in delivering our services.

Cookies

BMIP uses cookies to enhance your experience on our website and for analytics purposes:

  1. Strictly Necessary Cookies: These ensure basic functions of the website, such as enabling you to navigate through pages.
  2. Preference Cookies: They remember settings or preferences you’ve chosen, like language selection.
  3. Analytics Cookies: Used by our analytics providers to track website usage, gather user behavior data, and compile statistical reports.

Users can exercise control over non-essential cookies through our Cookie Manager, allowing you to customize your cookie preferences.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services do not knowingly collect or solicit personal information from minors. If you believe we have collected such data by mistake, please contact us, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your location, you may have specific rights regarding your personal data:

  • Access: The right to request access to the personal information we hold about you.
  • Rectification: To correct or update any inaccurate or incomplete data.
  • Erasure (Right to be Forgotten): The ability to request the deletion of your data, under certain circumstances.
  • Restriction: Limiting the processing of your data for specific purposes.
  • Portability: Receiving a copy of your data in a structured format.
  • Objection: Objecting to the processing of your personal information for marketing or other purposes.
  • Non-Discrimination: The right not to be subject to automated individual decision-making that significantly affects you.

To exercise these rights, please contact our Data Protection Officer at privacy@best-medical-insurance-plans.insuranceandinvestmentnews.com or write to us at:

Best Medical Insurance Plans
Data Privacy Team
[Address]

Changes to Policy

BMIP reserves the right to update this Privacy Policy at any time. We will post the updated version on our website with a revised effective date. We encourage users to review this policy periodically to stay informed about how we handle your personal information.

Contact Information

For any questions, requests for access or correction of data, or if you have concerns about our privacy practices, please contact us:

  • Email: privacy@best-medical-insurance-plans.insuranceandinvestmentnews.com
  • Mail: Data Privacy Team, Best Medical Insurance Plans, [Address]